Protecting Your Rights When Your Insurance Company Acts In Bad Faith
When you pay your insurance bills, you hope that you will never have to file a claim to receive a settlement. But, you expect that you will be covered should the need arise.
Insurance companies are required to pay out claims that their policies cover. If your insurance company refuses to fulfill the terms of your insurance contract, you may be able to file a bad faith complaint and receive punitive damages.
The Law Office of Nathan Cobb knows how these businesses operate and recognizes the methods they use to limit their financial responsibilities with policyholders. Our founding lawyer, Nathan Cobb, has a substantial understanding of New Mexico’s insurance laws. He uses this insight when he represents New Mexico residents who have had their personal injury claims denied for unlawful reasons.
Handling A Variety Of Insurance Bad Faith Claims
An unlawful claim rejection is not the only type of bad faith act your insurance company can commit. You can also file complaints when your insurance representative:
- Fails to respond promptly to your claim
- Fails to conduct a thorough investigation of your claim
- Delays your payout
- Misrepresents the terms of your policy
- Refuses to provide an explanation for denying your claim
- Attempts to settle your claim for less than what you deserve
It is common for nationally recognized insurance companies to employ out-of-state claims adjusters to limit their overhead. This cost-saving approach can affect you when you file a claim because these adjusters may not understand our state’s insurance laws. What they don’t know can harm you financially. You can rely on us to review your policy terms and hold adjusters accountable for the decisions they make.
Whether your insurance company refuses to communicate with you or overwhelms you with inaccurate information, we use the law to make things right. Talk to our attorney today.
Contact A Proven Advocate
Not all personal injury attorneys have experience with bad faith insurance claims. Nathan does. Reach him for a case evaluation today at our Albuquerque firm. Fill out our online contact form or call us at 505-225-2146 to make your appointment.